Car accidents and vandalism happen to even the most careful drivers. We can help insured any kind of vehicle you have.
Cars away at school with student
Whether its snows, storms, hail/thunderstorms, or tornados. We can cover your property because any one of these disasters, even a minor one, could set you back hundreds, if not thousands of dollars.
If you are a renter you should protect your assets inside your apartment with renters insurance. This includes but is not limited to: clothing, furniture, jewelry, and electronics. Renter's policies are cheaper than you think.
Common areas are typically covered by your association's insurance policy. Your bylaws may dictate what you are responsible for insuring in regards to your unit. Some examples of what you need to cover are:
Furniture, appliances, and other personal property items.
Kitchens, bathrooms, cabinets, fixtures, and similar items.
Wall or floor coverings and similar upgrades to the interior.
Special assessments coverage in the event of an unexpected common element claim.
Vacant Home Insurance
A vacant home will have additional risks that are not included under a normal homeowners policy contract. Below are a few examples of when you would need a vacant home policy.
You are renovating a home before moving in.
You are renovating a home to put on the market.
Sudden death of a property owner, and the property becomes vacant until estate is settled.
If you have a situation like those above or if you are unsure, please contact our agency. We are here to help.