Keeping a company safe from potential challenges and concerns can seem complicated in Illinois, but there are insurance options that can reduce the risks. Below are key components of a comprehensive insurance policy.
Worker's compensation is a form of insurance providing wage replacement and medical benefits to employees injured while on the job. We have access to many Worker's Compensation markets. No business is too small or too large!
This type of insurance is often referred to as business liability insurance. It is coverage that can protect your business from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.
BUSINESS PERSONAL PROPERTY
Property that you use in the course of your business can be covered under business personal property. Tools, computer equipment, and furniture are just a few examples.
A commercial auto is like your personal auto policy, it provides similar coverage's such as liability, collision, comprehensive, medical payments, uninsured and under-insured motorist coverage. The difference being that the vehicles are titled in a business name and are used only for business purposes.
ERRORS AND OMISSIONS
Typically referred to as (E&O) coverage, it is a type of professional liability insurance that protects companies and their workers or individuals against claims made by clients for inadequate work or negligent actions.
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