Is full dental insurance the right option for you?

If you are in need of dental insurance, it is important to check your options. Preserving your teeth is an important part of your health and having the right dental coverage is important. Bob Korvas Agency Inc. of Niles, IL can help you with your dental insurance needs.

Partial coverage can be a cost-effective option. Full coverage is more comprehensive and if you have a family you may find you need a wide range of treatments to cover various members needs.

The right dental insurance will help to keep costs down. Without coverage, expensive dental bills can become a huge burden. It is typical to get a full coverage plan that will give you a break down of different treatments that are covered under that plan. For example, if you needed a root canal or fillings, this would be discussed in the plan.

Free dental cleanings come with many plans. Usually, a plan will pay for a percentage of the cost of treatment. With a full coverage plan, the term “full coverage” can mean different things depending on what is needed. For example, “full coverage” means a dental insurance policy that will cover basic services like teeth cleaning, X-rays, and check-ups. For a different person, they may need a full-coverage plan to reduce the cost of any dental services, regardless of what they are.

When you are looking for the right plan or policy, many factors, including a number of people in your household, adults or children, and if there is a need for orthodontic care.
A variety of dental plans have premiums, co-pays and/or deductibles, and the insurance pays the dentist directly for services. Discount plans simply give a percentage of the discount and you pay the rest directly.

Whatever your needs, contact Bob Korvas Agency Inc. of Niles, IL to find out more information on specific dental plans.

3 Reasons to Add Dental Insurance to Your Health Policy

Good dental health is extremely important as it is an excellent indicator when it comes to a person’s overall health and well-being. The agents at Bob Korvas Agency Inc. make themselves available to residents of Niles, IL when they have questions about dental insurance and if it is really needed. There are several benefits to having a good dental policy in place, especially if you have children. 

Annual Dental Check-Ups

Annual dental check-ups are essential to maintain good dental health. Visiting the dentist on a regular basis allows them to correct any abnormalities and show you ways that you can better care for your teeth and mouth. This is especially beneficial for children whose teeth are still developing.

Preventive Care

For adults, preventive care is essential in helping them keep their teeth and soft tissues healthy. By filling cavities and correcting imperfection, your dentist can keep your smile bright and your self-confidence high.

Dental Emergencies

You never know when a dental emergency might occur. Having dental insurance in place can cover costly dental expenses that result from injuries to the teeth and other soft tissues in the mouth. Extensive corrective procedures can be rather costly and may lead to financial hardship, especially if they are required and not an option you can turn down.

If you are interested in adding dental insurance to an existing health insurance policy, call Bob Korvas Agency Inc. They work with residents living in the Niles, IL area to provide the best possible dental coverage. Don’t wait until a dental emergency occurs to realize you need dental insurance. Call their office today and talked to one of their reputable agents.