What is Dental Insurance

Our teeth are an integral part of our health and dental insurance is essential to help keep teeth healthy and to keep the cost of caring for them down. For those that live in the Niles, IL area, the agents with Bob Korvas Agency Inc. can help you to find out more about dental insurance and what type of coverage you may need.

Dental insurance, much like health insurance, is put in place to help bring down the cost of dental care. In most cases, the dental insurance that you choose is going to have a list of coverages that tell you just how much the policy will help pay for any particular dental service. Most insurances offer so many free cleanings per year and will pay a percentage of different dental procedures. A good example is how some policies will pay for 80% of the cost of a filling for example or 50% of a crown. Each dental insurance policy is going to be a bit different and some may even dictate which offices you can visit and which doctors can perform the dental procedures you need to have completed which makes reading your policy in full very important.

It is important when you take any policy out that you take the time to figure out how much the policy is going to cover and how much you will end up having to pay on your own. Some employers do offer dental insurance as part of their insurance package to help their employees stay happy and healthy. For those that live in the Niles, IL area, the agents with Bob Korvas Agency Inc. can help you to learn more about dental insurance, what coverages you might need, and what type of policy is going to work best for your particular needs.  

Dealing with the Winter Blues

The winter can bring the blues. Often, we find ourselves stuck inside the house as the temperature drops and the snow falls. This isolation can easily bring on the winter blues. To get yourself out of this rut, there are a few things you can start doing today. Read on to learn how to break the winter blues for good this season.

Get out of the House

Isolation can feel impossible to break sometimes, but it’s easier than you think. You just need to take that first step. Call a friend and meet for lunch, set up a playdate with another parent and their children, visit a relative, go shopping, or take a friend to the movies. Once you’re out of the house, you’ll begin to feel much better and it will be easier to get out of the house again the next day.

Take a Vacation

Miss the sun? There are plenty of states where the sun is still shining all winter. Consider taking a vacation to a place like Florida, California, Lousiana, Arizona, or another perpetually sunny place. Once the warmth and light hit your skin, you’re sure to feel much better and get recharged to face the rest of the winter season in Niles IL.


While hot chocolate and a day spent watching TV may sound like the best remedy for the winter blues, exercise is actually one of the best ways to improve your overall health and mood. Consider joining a gym, making it a point to go for a walk every day, or taking a spin class or yoga class. Whatever way you choose to exercise, getting your heart pumping and oxygen flowing throughout your body will make you feel so much better.

Purchase Health Insurance

If you’re feeling down during the winter season in Niles, IL, you may need to consult your doctor. Do you have health insurance? If not, now is a good time to start looking for health insurance with the help of a reputable agency like Bob Korvas Agency Inc. These agents will help you find the right coverage at the right price for your health insurance needs. The team at Bob Korvas Agency Inc. is available to take your call today.