Cool Off This Summer With Jetski Insurance

When it comes to enjoying the summer, you can’t go wrong with going to the lake and doing a little swimming. And if you happen to have a boat and jet skis, you’ll definitely want to hit the open water and enjoy all of the fun that these water vehicles offer. For now, Bob Korvas Agency Inc. wants to take a quick look at how to be safe when you cool off this summer with jet skis in Niles, IL.

Know How to Drive a Jet Ski

If you don’t know how to drive a jet ski, it’s probably best if you just enjoy the water as a rider. Driving a jet ski isn’t all that hard, but making a small mistake can end up you with tipping over the jet ski and this is something you want to avoid. If you’re wanting to learn how to drive a jet ski, you’ll need to have an experienced driver teach you how and it’s very important that you go to a spot on the lake where there aren’t any other people. 

Make Sure You Have Insurance

Another way to make sure you cool off safely this summer when going out on the water on your jet skis is to make sure you are covered with proper insurance. Did you know they make insurance that is specifically geared toward jet skis? That’s right, and in order to make sure you are protected, it’s imperative that you invest in a jet ski policy. 

What are you waiting for? There’s no need to wait any longer to enjoy all that the lake has to offer. Contact Bob Korvas Agency Inc. today serving the Niles, IL area to learn more about jet ski insurance. 

Why You Need Umbrella Insurance For Your Small Business

If you have a small business in Niles, IL, you need to have sufficient liability insurance to protect it. Small businesses face more risks than more established ones and they may not have the funds to deal with them. Liability insurance policies protect you if third parties get injured at your place of work or if your business is responsible for the loss or damage of other people’s property. Your standard commercial insurance policy may not offer you enough protection. Contact Bob Korvas Agency Inc. to get quotes for umbrella insurance. They will help you to determine the limit option that is suitable for your small business depending on its exposure to risks and size.

Importance of Umbrella Insurance For Small Businesses

  • Umbrella insurance gives your business additional protection against the risks that your general liability insurance covers. If, for example, your business is legally liable for a costly repair, the cost may exceed your general liability policy limits. In such instances, your umbrella insurance will help you pay for the extra costs. If you do not have umbrella insurance, you may have to sell some of your business assets to foot the costs of repair.
  • Your umbrella insurance policy may offer your business coverage for liabilities that other policies do not cover. Such liabilities include slander and libel. In such instances, it stands as a primary insurance and includes a deductible or self-insured retention that your business would have to meet.
  • Your umbrella insurance may exceed the border limits of your general liability policy. If, for example, your general liability insurance only covers you for risks in a certain location, your umbrella insurance may compensate you for liability within and beyond that area.

Contact Bob Korvas Agency Inc. in Niles, IL at 847-470-8830 to discuss your new quote for umbrella insurance.