3 Health Tips All Teenagers Should Follow

When it comes to raising teenagers in Niles, IL it is of the utmost importance that you do all you can to keep your kiddos as healthy as possible. To do this, there are several tips you should have your teens follow. 

Routine Checkups

It is easier to track changes in teens’ social, mental, and physical developments when they go to the doctor for routine checkups. Regular checkups also help doctors give quality advice regarding a teen’s lifestyle and eating habits. More so, through routine visits to the doctor, a physician can monitor a teen’s alcohol and tobacco use, and if needed, proper treatment recommendations can be made. 

The Value of Health Insurance

Adult teens who are no longer on their parents’ health insurance are often known to avoid medical care and underestimate the importance of health insurance. Two of the top reasons they avoid getting health insurance is because of issues with cost and confidentiality. The truth is, though, being a teenager is a great time to invest in health insurance because the younger and healthier you are, the lower your premiums will be.

Get Enough Sleep

Teens often find it challenging to get the recommended amount of sleep, especially if they are busy with extracurricular activities or have a job. Getting a good night’s sleep, however, is just as important as getting physical activity and eating healthy. In fact, studies have shown that getting a good night’s sleep can do wonders in regard to doing good in school, fighting off infections, and being able to drive and work safely. 13 to 18-year-olds should get between 8 to 10 hours of sleep every night.

If you would like to learn more about health insurance for teenagers, please contact the Bob Korvas Agency Inc. serving the Niles, IL area. 

Motorcycle fun

Whether you ride on the weekend or it’s your fulltime vehicle there are some things you need to know so that you have fun and are safely covered.

For those that ride, there’s nothing like making some noise and hitting the open road and feeling the wind and riding. The feeling is exhilarating and wonderful. As much freedom as the open road gives, you still need insurance. Is your motorcycle insured adequately to comply with both your state’s legal guidelines, as well as your own risk tolerance? Are you insured?

One aspect is Liability Insurance

Most states require you to have at least some liability coverage.

Bodily Injury and Property Damage or (BIPD):  This insurance covers legal liability when a crash causes damage or injury, to another person or their property.

Medical payments: This component of liability insurance is optional in some states. It pays for the necessary medical care you receive as the result of a motorcycle accident.

“Full Coverage” Insurance

This can be optional if you own your bike outright but may be required if you are financing.

Comprehensive and Collision: Typically pays for repair or replacement of your motorcycle if it is damaged.

Custom Parts and Accessories:  Many bikes have custom features, and these may be covered by insurance.

Roadside Assistance: Pays for towing to the nearest qualified repair facility.   It may also include labor at the site where you are stranded due to things like getting stuck in snow, quicksand, water, mud, or sand. Or if there is a  mechanical breakdown or flat tire,  or inadequate fluids.

Bob Korvas Agency Inc. serving Niles, IL knows how to cover your motorcycle and how to best meet state requirements while setting your mind, and your pocketbook at ease.