Is Damaged Caused by Snow Plows Covered Under Auto Insurance in Niles, IL

In Niles, IL, the agents of Bob Korvas Agency Inc. work with clients who have received damage due to many winter mishaps. One of the most common problems is damage caused by snow plows. While insurance agents recommend their clients park their vehicles in safe places to protect them from the effects of the weather, this is not always possible. It is important to have the best coverage possible in areas where this type of damage occurs to protect yourself from heavy financial loss. 

In the majority of cases, the type of damage will determine whether or not it is covered. If the damage is the result of the snow plow throwing snow or ice into the vehicle, comprehensive auto insurance may cover the cost of the repairs. If the snow plow collides with the vehicle (either the plow or the truck itself), the damage would normally be covered by the owner’s collision policy. If the vehicle was properly parked in an that is legally marked for parking or was sitting on the owner’s property in a driveway, the owner of the vehicle may be able to turn the damage into the snow plow company and have their insurance company pay for it. 

Residents who live in Niles, IL are encouraged to call the agents at the Bob Korvas Agency Inc. to have all of their questions pertaining snow plow damage answered. If you are in doubt as to what your auto insurance policy covers and what is excluded, call the agency today. An agent will discuss your policy with you and help you to make the best choice possible when it comes to both collision and comprehensive coverage.

Increasing Neighborhood Safety by Purchasing Better Home Insurance

What does it mean when a would-be criminal walks by a window that was broken after the last bad storm? It could mean that they think there aren’t very many people paying attention to the state of the neighborhood. One of the biggest reasons that streets maintain their value is because people take the time to maintain their property no matter what happens,  and home insurance is a large part of that. Find out more about how it works from Bob Korvas Agency Inc.

Being On the Ball 

The best homeowners in Niles, IL are the ones who simply don’t let things slide. Whether it’s a broken shutter, a damaged shingle, or a major crack in the foundation, they’re getting it taken care of without delay. This type of attitude is the same driving force that would alert the police if there was a suspicious character and discourage the wrong types of people from finding out more about who’s living within the houses on the block. While crime can never be eliminated completely, these precautions can go a long way. 

Finding Home Insurance that Works 

When you don’t have the money in your bank account to make all the repairs you need, this is where home insurance can be extremely handy. When unexpected events happen, you need a way to make those fast repairs that don’t send the wrong message and that not only keep your family safe but your neighbors’ families too. The less crime you have and the more you keep up on this kinds of damage control, the more likely it is that your home values will continue to rise too. Bob Korvas Agency Inc. serves Niles, IL, and can help you find the best policy to keep yourself and your neighbors safe, so call today!