Considering Home Insurance: Tips, Benefits and Tricks

To get to the heart of insurance in Niles, IL, it means thinking about events that you’d rather not think about. This is entirely understandable but can lead to disaster for you and your family. Bob Korvas Agency Inc. wants you to know more about the tips, benefits, and tricks of home insurance in your area for a better general understanding. 


The best tip we can give you is to plan for your home. This means that just because your sister pays a certain premium, you’re not basing your own costs off of hers. You may have more to protect or different priorities. You should also be willing to consider how you would pay for a variety of events that may happen. If you don’t have the savings to cover an incident, then you may want to make provisions for it in your policy. 


Home insurance saves people thousands of dollars in out-of-pocket costs every day. Bills add up quickly, and the only way to keep a roof over your head may end up being your insurance. It gives people a sense of control when they can make their own decisions about what to do, rather than having to call upon friends or family to help. 


Finding a person who can answer questions about insurance is one of the best tricks Bob Korvas Agency Inc. can give the people of Niles, IL. You’re not going to be able to memorize every detail, so having helpful advice gives you a means to make informed decisions. If you’re shopping around for a new policy or you’ve just put the first payment down on your home, give us a call to see how we can help you figure it all out today. 

The Importance of Good Working Windshield Wiper Blades

Do you ever think about how long your windshield wiper blades should last or how important it is to replace them in Niles IL?  It’s easy to forget about them in good weather, but they quickly become crucial when you need them.  They are there to remove snow, rain, dirt, or other things that may impair your vision with a push of a button, so don’t overlook them.

Wiper Blade Use

Windshield wiper blades are one of the most durable parts of your vehicle.  They endure extreme hot and cold temperatures outside the cover of the car.  They may sit for extended periods of time without use and then be needed for hours on end.  Yet, they are made of thin, flexible rubber.  Over time, they will lose flexibility, crack, split, or even shred apart and come loose from the wiper arm.  These issues can lead to poor visibility and damage to the glass. 

Time for a Change

Experts recommend changing the blades every 6 to 12 months depending on the material the blades are made of and the weather conditions where you live.  Regular rubber blades have the shortest lifespan, halogen-hardened blades last longer, and silicone blades have the longest lifespan.  You’ll know when they need replacing if they leave areas that are clearly not wiped or if they squeak or chatter during use.

Bob Korvas Agency Inc.

At the Bob Korvas Agency Inc., we have insurance agents ready to work to help you with your auto insurance in the Niles, IL area.  We want to make sure you have the coverage necessary in case you end up with unexpected damages.  To many, having a vehicle to get you around it vital, so make sure you’re auto is properly covered.