3 Reasons to Purchase Umbrella Coverage

While many believe umbrella coverage is only for the well-off, this couldn’t be further from the truth. In fact, many experts suggest that every adult who is earning a living in either the public or private sectors to acquire umbrella coverage. Are you considering purchasing an umbrella package but need a bit more information before you’re ready to commit? The following is an overview of three reasons to purchase umbrella coverage today. 

Injuries on Property

In the case in which someone is injured on your premises, umbrella coverage is a godsend. This is due to the fact that people are likely to sue your estate when they are seriously injured on your property and your present coverage may not be enough to cover your expenses. Therefore, by purchasing umbrella coverage you will protect yourself against costly lawsuits. 

Protection Against Slander and other Libel Suits

With the rise of social media, there is also a rise in the amount and reasoning behind an array of lawsuits. Given the possibility of a multi-million dollar lawsuit to be filed at any given moment, purchasing an umbrella policy will help protect you in the unfortunate event that you are hit with such a lawsuit. 

Severe Accidents

Lastly, although many believe they have enough coverage to resolve accidents on the road, this is not always the case. If you are involved in a serious accident in which properties or other pricey structures are also damaged, you could be on the hook for multi-millions. 

Overall, for those who need umbrella coverage in Illinois, Bob Korvas Agency Inc. is proud to assist you. Proudly offering an array of customizable umbrella packages, call, stop in, or email us today and find out ways you can gain coverage and save! 

Rain And Motorcycles: What You Can Do To Be Safe

Living and riding in Niles, Illinois means dealing with the rain from time to time. You need to know how to handle yourself on the road so that you don’t get into an accident. Take the time to check over your bike and be a defensive driver.

Focus on the Road

Particularly after a few dry days, there is going to be a lot of oil and dirt on the road. As once the most dangerous, so it’s a good idea to let the rain wash away all of the debris before you get out onto the roads. You also want to watch out for puddles and focus on where the various manholes and metal plates may be so that you can avoid them.

Check Your Bike

Check your tires to ensure that they are not slick before you go out riding. You should also have proper rain gear. This is when you want a helmet that covers your face as well. When you ride at above 30 mph, rain will hurt if you’re not covered sufficiently.

Be Smart

While you want to always be smart on the road, this is when experience can help. Take railroad crossings as straight as possible. Apply the rear brake more than the front brake, even if this is out of the norm for you. You also want to make sure you are braking as gently as possible.

Finally, be visible. Other drivers are focused on the rain and the roads, not always you. Make sure they can see you at all times so you don’t end up in a blind spot.

Contact us to obtain help with finding the right motorcycle insurance policy. Our agents at Bob Korvas Agency Inc. can help to get quotes and make comparisons on your behalf.