When you are searching for commercial insurance in Niles, IL, you want to make sure that you are working with an independent insurance agent. There are all sorts of questions that you should ask your broker to ensure you have thought of all necessary coverage.
Is property insurance required?
This may or may not be necessary depending upon the type of property that you have. If you are renting property or you are using your home, there may be different options to explore that could save you money.
Can all insurance be purchased from the same company?
It is going to be easier for you if all of your commercial insurance comes from one company. This includes your liability insurance, commercial auto insurance, and more.
What is the recommended levels of coverage?
It is a good idea to depend upon the knowledge of the broker when it comes to determining just how much coverage you should have in the various areas of commercial insurance. This can help to protect your business so you don’t go bankrupt should something happen.
Do I have all of the coverage needed?
You may be surprised by just how much commercial insurance is available. Add-on forms of coverage may protect you in instances where your business has to close, as well as for fraud protection, data loss, and more.
Do I qualify for any discounts?
While you would like to hope that your broker will look out for discounts, the only way to know for sure is to ask. Different insurance companies offer different discounts and you may qualify for one that can save you a substantial amount on your monthly premiums.
Contact us at Bob Korvas Agency Inc. today to find out more about commercial insurance and how to protect your business in Niles.