Mandatory minimum liability car insurance limits have increased. They’re now $25,000 per person, $50,000 per occurrence and $20,000 in property damage. That means your rates will probably be going up to. You’re not getting much for any rate increase you might see. Minimum insurance isn’t going to cover your vehicle under any circumstances. If you’re in an accident, whether it’s your fault or not, minimum liability insurance isn’t going to cover your medical bills under any circumstances either. You can forget about any compensation from your insurer if you’re hit by an uninsured or underinsured driver. When you think about it, $25,000 is enough for a night an emergency room and a couple days in the hospital, and if that accident was your fault, you’re probably looking at some pretty significant personal liability.
We’re independent insurance agents, and we live and work in or around Morton Grove, Illinois 60053. Because we’re independent agents, we’re not connected with one single mega insurer. We’re tied in with multiple car insurers. Because of that, we can offer you choices in who your insurer will be, what coverage you’ll have and how premiums can be paid. Those companies offer wrap around coverage so that you’re insured for just about anything that might happen to you on the road.
Because we’re independent agents, we’re not bound to any single insurance company. The information we give you will be unbiased and objective and free from the influence of any one insurer. We’ll offer you the best quotes possible from a wide range of insurers and customize an insurance package for you that’s tailored to your individual needs. We’re happy to take your calls or meet with you personally. Maybe we’ll save you a nice chunk of money.