In Niles, IL, the agents of Bob Korvas Agency Inc. work with clients who have received damage due to many winter mishaps. One of the most common problems is damage caused by snow plows. While insurance agents recommend their clients park their vehicles in safe places to protect them from the effects of the weather, this is not always possible. It is important to have the best coverage possible in areas where this type of damage occurs to protect yourself from heavy financial loss.
In the majority of cases, the type of damage will determine whether or not it is covered. If the damage is the result of the snow plow throwing snow or ice into the vehicle, comprehensive auto insurance may cover the cost of the repairs. If the snow plow collides with the vehicle (either the plow or the truck itself), the damage would normally be covered by the owner’s collision policy. If the vehicle was properly parked in an that is legally marked for parking or was sitting on the owner’s property in a driveway, the owner of the vehicle may be able to turn the damage into the snow plow company and have their insurance company pay for it.
Residents who live in Niles, IL are encouraged to call the agents at the Bob Korvas Agency Inc. to have all of their questions pertaining snow plow damage answered. If you are in doubt as to what your auto insurance policy covers and what is excluded, call the agency today. An agent will discuss your policy with you and help you to make the best choice possible when it comes to both collision and comprehensive coverage.